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Going back to college? Looking for a laptop? Look no further. Fantastic ASUS Packages NOW IN-STORE . ASUS BRONZE LAPTOP PACK WITH 14" LAPTOP ONLY €349.99 . ASUS GOLD OFFICE LAPTOP PACK WITH 15.6" LAPTOP ONLY €499.99 . Call into us on the Kinsale Road #cork and #asktheexperts . #ocallaghansexpert #corkcity #laptops #specials #deals #specialoffers #weekenddeal #computers #backtocollege #weekenddeal   #backtocollege   #corkcity   #laptops   #deals  

Who has that Friday feeling? We’ve got lots going on today, so stay tuned for announcements & events! Happy F-day you gorgeous lot!! 🖤🖤 #fridayfeeling #hairsmithsnorwich #hairsmithshairlove #hairsmithsfamily #announcements #awardwinningsalon #norwichsalon #norwichlanes #wella #olaplex #mrsmith #nanokeratinsystem #labelm #conceptsalon #bridalspecialists #behindthechair #bridalhairnorwich #balayage #asktheexperts #hairoftheday #sessionandeditorial #londonfashionweek #published #loveyourhair #weloveyou

Who has that Friday feeling? We’ve got lots going on today, so stay tuned for announcements & events! Happy F-day you gorgeous lot!! 🖤🖤 #fridayfeeling #hairsmithsnorwich #hairsmithshairlove #hairsmithsfamily #announcements #awardwinningsalon #norwichsalon #norwichlanes #wella #olaplex #mrsmith #nanokeratinsystem #labelm #conceptsalon #bridalspecialists #behindthechair #bridalhairnorwich #balayage #asktheexperts #hairoftheday #sessionandeditorial #londonfashionweek #published #loveyourhair #weloveyou #behindthechair   #hairsmithshairlove   #awardwinningsalon   #norwichsalon   #wella  

⁉️A S K  T H E  E X P E R T S⁉️
This weeks frequently asked real estate question: “How much money is needed upfront for a down payment?” The national average for down payments is 11%. But that figure includes first time and repeat buyers. Let’s take a closer look. 👀

While the broad down payment average is 11%, first time homebuyers usually only put down 3 to 5% on a home. That’s because several first-time home buyer programs don’t require big down payments. A longtime favorite, the FHA loan, requires 3.5% down.

Some programs require even less. VA loans and USDA loans can be made with zero down. However, these programs are more restrictive. VA loans are only made to former or current military servicemembers. USDA loans are only available to low to-middle income buyers in USDA-eligible rural areas.

For many years, conventional loans required a 20% down payment. These types of loans were typically taken out by repeat buyers who could use equity from their existing home as a source of down payment funds. However, some newer conventional loan programs are available with 3% down if the borrower carries private mortgage insurance (PMI). We love hearing what questions you guys have, and we are are happy to answer them! #craigconleyrealestate  #asktheexperts #FAQ #realtor #realtorsofinstagram

⁉️A S K T H E E X P E R T S⁉️ This weeks frequently asked real estate question: “How much money is needed upfront for a down payment?” The national average for down payments is 11%. But that figure includes first time and repeat buyers. Let’s take a closer look. 👀 While the broad down payment average is 11%, first time homebuyers usually only put down 3 to 5% on a home. That’s because several first-time home buyer programs don’t require big down payments. A longtime favorite, the FHA loan, requires 3.5% down. Some programs require even less. VA loans and USDA loans can be made with zero down. However, these programs are more restrictive. VA loans are only made to former or current military servicemembers. USDA loans are only available to low to-middle income buyers in USDA-eligible rural areas. For many years, conventional loans required a 20% down payment. These types of loans were typically taken out by repeat buyers who could use equity from their existing home as a source of down payment funds. However, some newer conventional loan programs are available with 3% down if the borrower carries private mortgage insurance (PMI). We love hearing what questions you guys have, and we are are happy to answer them! #craigconleyrealestate #asktheexperts #FAQ #realtor #realtorsofinstagram #faq   #realtorsofinstagram   #craigconleyrealestate   #realtor   #asktheexperts  

Great interview today on the “ask the experts radio show” with Emily Vincent , president of Douglas M. Farr & Co - retirement plan administrators.  Get your retirement plans set up and funded today. This new tax law is going to hit a lot of people harder than they think.  #asktheexperts #radio #radioshow #dashtalk #dash #host #thevoice #finance #401k #planadministrator #knowledgeispower #retirementplanning #taxplanning #taxsavings

Great interview today on the “ask the experts radio show” with Emily Vincent , president of Douglas M. Farr & Co - retirement plan administrators. Get your retirement plans set up and funded today. This new tax law is going to hit a lot of people harder than they think. #asktheexperts #radio #radioshow #dashtalk #dash #host #thevoice #finance #401k #planadministrator #knowledgeispower #retirementplanning #taxplanning #taxsavings #retirementplanning   #planadministrator   #radioshow   #401k   #radio  

#TBT to last year’s Baby Blog which is still relevant today: What 40 years has taught us about alcohol and drug use during Pregnancy: https://mothertobaby.org/baby-blog/weve-come-a-long-way-baby-what-have-four-decades-taught-us-about-alcohol-and-drugs-in-pregnancy/ 
#FASDMonth .
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#healthymomhealthybaby
#mothertobaby
#healthybaby
#healthypregnancy
#asktheexperts
#FASDawareness

#TBT to last year’s Baby Blog which is still relevant today: What 40 years has taught us about alcohol and drug use during Pregnancy: https://mothertobaby.org/baby-blog/weve-come-a-long-way-baby-what-have-four-decades-taught-us-about-alcohol-and-drugs-in-pregnancy/ #FASDMonth . . . . . #healthymomhealthybaby #mothertobaby #healthybaby #healthypregnancy #asktheexperts #FASDawareness #fasdawareness   #healthybaby   #fasdmonth   #healthymomhealthybaby   #tbt